Dominique Baker Examines Student Debt-to-Income Ratio at Texas Public Universities

Dominique Baker, assistant professor of Education Policy and Leadership, has done the first study looking at debt-to-income ratio for Texas public university graduates. Her research, published in AERA Open, covered students who started college between 2004 and 2008.

College students with a bachelor’s degree had, on average, student loan debts that equaled 74 percent of what they earned in their first-year wages. This is higher than the 60 percent threshold the state calls for in its 60x30TX strategic plan.

The plan challenges public colleges and universities to increase completion of undergraduate programs in shorter periods of time, as well as efforts to keep undergraduate student debt at or below 60 percent of first-year wages by 2030. Read more.

See coverage in Forbes and   The Dallas Morning News.

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