Texas Comptroller’s Website Features Dominique Baker’s Work on Student Loan Debt

Dominique Baker, assistant professor in education policy, SMU, Simmons School of Education Policy and Human Development

Assistant Professor Dominique Baker released a study in 2019 on student loan debt in Texas, looking at how undergraduate students are managing their debts after leaving college. She examined student characteristics for the debt-to-income ratio of those who attended public four-year institutions.

“What I generally found is these facets of students’ characteristics, including their race and their gender, can predict whether or not these students have high debt-to-income ratios,” says Baker. Her study also shows that black and Hispanic students borrow more than white peers, but Asian-American students borrow less.

For more on the issue, read the Texas Comptroller article, and SMU Research.



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